Edmonton Real Estate | Katherine Zarembski | 780-964-9948 

"I'm Competent and I Care"

Committed to going the extra mile and ensuring that all of your needs are successfully met in a professional and honest manner.For Service and Commitment, let me help guide you with your next purchase or sale.

 

Here are some great tips on saving for your first home!



1. Set up an automatic transfer.

Before you decide on what you are going to do for the weekend, make sure you set up an automatic transfer to your savings account. The less you have to think about saving, the less likely you will be intimidated by it. Let the money transfer before you even see it go into your savings.

 

2. Move back home with your parents.

Many people hate this advice, but it can be extremely cost effective, especially if you are spending more than 30 percent of your income of income on housing. Remember that everything is temporary. If you are able to convince your parents that you would like to move back home to save money for a great investment like a home, you have a greater chance of being able to stay with them and save big bucks.  Just make sure that you don't spend all of your savings on going out all of the time tryine to get away from those parents that have kindly let you live with them to save money for a house.

3. Cut back on significant spending.

Find ways to save more and sacrifice less. For example, cutting back on your latte from Starbucks can save you hundreds of dollars. A venti Caffe Latte from Starbucks costs on average of $4.95. The average full-time employee works 213 days per year. Consuming Starbucks everyday can cost you $1287. If one bought a 240-serving bin of Folgers with 20 gallons of milk and one bag of granulated sugar, you would be spending  about $100 You can save a total of $1187 each year with more servings to spare just from making coffee at home.

 

4. Find a roommate.

If you have a spare room, find a roommate to help split the costs of housing.

5. Find a second income.

You will be amazed how a few extra dollars at a time will help you. I’m sure we know how annoying tiny fees from banks siphon our accounts. Now, you have the same power to replenish your accounts. If you are working, see if you can take a part-time job. Even working as an Uber driver, where you can set your own hours, every few weekends can help buff your bank account.

 

6. Search for a starter home.

It would be nice for your first home to be a $300,000 house. Unfortunately, that cannot happen to everyone. Sometimes, thinking about buying less means more. You can always upgrade into a bigger home, when you have the funds.

7. Find the same home in a different neighborhood.

You can save money and buying power by doing research on neighborhoods and looking for a house in a good transitional neighborhood. A good transitional neighborhood is a neighborhood where the houses are at a lower costs, but have been rising value in recent months or years. Check out my website or contact me for more information.

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Which Bathroom Remodel is your favorite?

 

 

 

So are you ready to remodeling your bathroom extravaganza or maybe you’re just want idea on what you should make your bathroom look. If you in that case, continue to view our posts, we found a few of our select “Exotic Bathroom Remodeling”.

Have more space

 

To have a fresh look, opening up a bit of room when remodeling your bathroom can give off an exotic look. Take a look like the one you seeing above. Notice how many space this bathroom has, also the framed tub with tile aligned in a wonderful curved display.

 

 

 

Totally Custom

 

Bathroom remodeling exploit is never completed we wish you to create something unique with your own design and colors. Creativity is main to a norm peace of mind. The choices are endless whether you do it yourself or hide a professional. Know what you want and stick to your own budget. If you need more bathroom remodeling ideas, send us a message we can give you more.


*Bathroom Remodeling Tip – Never be afraid to call a pro to do the remodeling for you.

 

 

 

Color Pattern

 

If you looking for easy affordable bathroom remodeling designs then just switched up the currently colors and using a different style. Using different colors or style online will be the easiest way to find the best color you never though about looking good together.


*Bathroom Remodeling Tip: Always ask a professional.

 

 

Have No Limit

 

Don’t just stop there. Bathroom remodeling usually get a bit more fun with the right style. Especially using your own style and your own creativity can seriously transform your bathroom into artwork. Gorgeous custom bathroom remodeling designs can all found over the Internet. If you having trouble on which style or how to create your creativity, feel free to search the net for style that will fit you.


*Bathroom Remodeling Tip: Sizes always everything. Measure everything before buying and have a visual layout ready with the sizes you want before leaving to shop for your new bathroom.

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This is where Western Investor believes real estate investors have the best chance to make the most money over the next two years

 

 

Real Estate is like manure 

it helps Money Grow!



By Frank O’Brien

Welcome to Western Investor’s second pick of the top towns and cities in Western Canada where, in our opinion, real estate investors in both the commercial and residential sector have the best chance to profit. We compile this list every two years and our outlook is based on a two-year horizon, though many of these top markets should also perform long-term.




No.4: Edmonton 
Alberta’s capital is in the midst of the largest development cycle in years, marked by the Edmonton Arena District that will include a new hockey arena and the second tallest office building in Western Canada. Building permits through the first half of this year were $3.5 billion, just behind Vancouver. 
Posting the highest gross national product of any Canadian city, Edmonton offers a sterling advantage for real estate investors: relatively low prices with strong upside potential.
Edmonton’s median home price, at $368,000, is far below Calgary or Vancouver, and the average price per-suite for a rental apartment building is $122,400, the lowest among Canada’s top-tier cities. The rental vacancy rate is a tight 1.4 per cent. 
The industrial market also has potential. Spec developers have had difficulty keeping pace with demand, which now equates to 400,000 square feet being leased up every quarter. Industrial land prices from $350,000 per acre are among the lowest in major Canadian cities.


OUR TOP TEN TOWNS 

1 Richmond
2 Calgary 
3 Surrey
4 Edmonton
5 Cold Lake
6 Estevan 
7 Fort St. John 
8 Okotoks 
9 Saskatoon
10 Red Deer


To Read the Full Aritcle Click here

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(NC) Just as life changes over time, the terms of a mortgage may need to change too.

 

 

“It's important for homeowners to review their mortgage regularly to make sure it's still the best fit with their current and future financial goals,” says Nupi Zubair, associate vice president of retail products at TD Canada Trust. “Depending on the situation or stage of life, a homeowner may want to reassess how quickly the mortgage is paid down or the frequency and size of their payments.”

 

Zubair offers some simple strategies for homeowners who want to reduce the cost of their mortgage and pay it off faster:

1. Increase mortgage payments. This can significantly reduce interest costs as well as help you pay down a mortgage faster.

 

2. Choose weekly or bi-weekly rapid payment options. Like increased payments, more frequent payments also reduce interest costs and help pay off a mortgage faster.

 

3. Make lump sum payments. Consider putting any extra cash, such as a tax refund, towards a mortgage. Just keep in mind what your prepayment privilege amounts are.

 

4. Explore flexible options. If caught between wanting to pay off a mortgage as quickly as possible and worrying about cash flow, take advantage of options which allow you to pay more when possible and ease off in months when other expenses prevent large payments.

www.newscanada.com

 

 

For mor information Contact  Katherine Today

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Fall Maintains Summer Heat in Edmonton Market

Edmonton, October 2, 2014: Reports of the impending burst of the so called “housing bubble” have homeowners looking closer at housing prices this month. While it makes for an exciting story, the numbers just don’t back up the claim. Edmonton Census Metropolitan Area (CMA) continues to see the stable market we have enjoyed over the past few years.

 

The steady gain year-over-year in housing prices is reflective of a stable and strong market. Average prices, listings, and sales are all up from September of last year. The average days on market for residential properties remained the same as August at 49 (down from 54 days the same time last year). While inventory is still down 6% from September 2013.

 

The average price for a single family dwelling (SFD) in the Edmonton CMA in September stayed strong at $435,584 (down a mere 0.04% from August). Condos were down 3% month over month at an average selling price of $254,494. Duplex/row house prices were up 0.3% to $350,983 and the total residential average price was up 0.8% from August at $372,673.
 
In September, 2,193 residential properties were listed and 1,568 were reported sold (1,693 adjusted) in the Edmonton CMA. Single family dwelling reported sales were up 4.7% from last month at 967 (1,044 adjusted) while condos were down 3.6% at 452 (488 adjusted).

 

We normally see a decrease in sales and average price when fall arrives. The strong market we saw in August continued on into September with surprisingly little to no changes in prices.” said Greg Steele, President of the REALTORS® Association of Edmonton. “There is a false idea out there that people only buy houses in the spring and summer. People buy and sell their houses when the time is right for them. Consulting with your local REALTOR® is the best way to see if the time is right for you.”

 

The number of homes listed for sale in September was 8% higher than the same month last year. The sales-to-listing ratio was 72%: up from 67% last month.

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Highlights of MLS® System activity (for all-residential sales in Edmonton CMA1)

September 2014

 

M/M % Change

Y/Y % Change

SFD2 average3 selling price – month

$435,584

-0.04%

6.92%

SFD median4 selling price – month

$405,000

0.56%

6.91%

Condominium average selling price

$254,494

-2.94%

4.85%

Condominium median selling price

$232,000

1.53%

2.65%

All-residential5 average selling price

$372,673

0.83%

6.37%

All-residential median selling price

$350,000

0.32%

4.28%

# residential listings this month

2,193

-4.74%

8.08%

# residential sales this month (reported)

1,568

-7.66%

9.19%

# residential inventory at month end

4,812

-9.79%

-5.85%

# Total6 MLS® System sales this month

2,122

4.17%

6.47%

$ Total value MLS® System residential sales - month

$668 million

3.24%

13.15%

$ Total value MLS® System sales – month

$788 million

4.95%

13.67%

$ Total value MLS® System sales – YTD

$7.6 billion

12.82%

16.05%

1 Census Metropolitan Area (Edmonton and surrounding municipalities)
2 Single Family Dwelling
3 The total value of sales in a category divided by the number of properties sold 
4 The middle figure in a list of all sales prices
5 Residential includes SFD, condos and duplex/row houses. 
6 Includes residential, rural and commercial sales

 

3 Average prices indicate market trends only. They do not reflect actual changes for a particular property, which may vary from house to house and area to area. Prior period sales figures have been adjusted to include late reported sales and cancellations and therefore reflect a more accurate view of the period than previously reported at month end. The RAE trading area includes communities beyond the CMA (Census Metropolitan Area) and therefore average and median prices may include sold properties outside the CMA.

 

For information on a specific area, contact Katherin Zarembski REALTOR®.

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